Mental health cover
Mental health
life insurance, without stigma.
Anxiety, depression, past self-harm, PTSD — many people manage mental health day-to-day and deserve fair cover just like anyone else. YPS specialists know which insurers agree, and how to apply confidently.
“Whatever you've been managing, it doesn't need to be hidden. Discreet, judgement-free conversations only.”
— A YPS specialist
What insurers look at
The factors that shape your quote.
- Diagnosis (depression, anxiety, bipolar, PTSD, etc.)
- Severity and any hospitalisations
- When it was diagnosed and current status
- Any medication and length of treatment
- Recent GP or therapist reviews
- Time since last significant episode
Why YPS for mental health?
Insurers vary widely — some load premiums heavily for any history, others treat well-managed cases at standard rates. It's the biggest area where the wrong first choice can cost you dearly. We know which door to knock on.
- •Confidential, judgement-free conversations
- •Life Insurance, Critical Illness and Income Protection
- •Sensible advice on timing an application
- •Access to insurers that consider a wide range of diagnoses
