Armed forces cover
Armed forces
life insurance, mission-ready.
Serving regulars, reservists and recently discharged personnel face a tougher insurance market than most. YPS works with insurers who understand deployment, hazardous duties and overseas postings — and quote accordingly.
For those who serve
Armed Forces
What insurers look at
The factors that shape your quote.
- Service branch (Army, Royal Navy, RAF, Marines)
- Role (combat, logistics, medical, intelligence, etc.)
- Deployment history and planned deployments
- Rank, years of service and length of remaining service
- Any physical or psychological injuries from service
- Smoker status and general health
Why YPS for forces personnel?
Most insurers either load premiums heavily or exclude active-duty risks altogether. We know the specialist underwriters who cover HM Armed Forces fairly — including deployment, overseas postings and injury-related claims.
- •Life Insurance, Critical Illness and Income Protection options
- •Cover during active service and overseas deployment
- •Specialist underwriters familiar with service medical records
- •Sensitive handling of PTSD and service-related conditions
