Specialist cover
Diabetes life
insurance, without the runaround.
Living with Type 1 or Type 2 diabetes shouldn't mean life insurance is off the table. YPS works with insurers who understand well-managed diabetes and can offer fair, affordable cover.
“Diabetes isn't a dealbreaker — we work with insurers who understand well-managed cases every day.”
— A YPS specialist
What insurers look at
The factors that shape your quote.
- Type of diabetes (Type 1, Type 2, or gestational)
- Age at diagnosis and length of time managed
- Most recent HbA1c reading
- How you manage it (diet, tablets, insulin)
- Any complications (retinopathy, neuropathy, kidney)
- Other lifestyle factors — smoking, BMI, blood pressure
Why YPS for diabetes cover?
We're a whole-of-market broker — we don't pitch you one insurer's policy. For diabetic applicants, we know which insurers underwrite fairly, which offer standard rates for well-controlled cases, and which to avoid if you've had complications.
- •Life Insurance, Critical Illness & Whole of Life options
- •No obligation to accept your first offer
- •Support with medical evidence gathering
