Fire & rescue cover
Fire & rescue
life insurance, no exclusions.
Full time, retained, on-call, control-room, tech rescue, HART and USAR — fire & rescue roles are high-adrenaline and the mainstream market knows it. YPS places you with insurers who cover the real job properly.
Running towards the fire
Fire & Rescue
What insurers look at
The factors that shape your quote.
- Service and role (full time, retained, control, specialist)
- Years of service and watch pattern
- Specialist roles (HART, USAR, water rescue, high-angle)
- Any injuries, respiratory issues or hearing loss from service
- Shift pattern and secondary employment
- Smoker status and general health
Why YPS for fire & rescue?
Smoke exposure, physical risk and shift patterns can trigger premium loadings or exclusions with standard insurers. We know the underwriters who insure fire & rescue personnel fairly, including specialist roles.
- •Life Insurance, Critical Illness and Income Protection options
- •Specialist technical rescue and HART cover considered
- •Fair treatment of respiratory and musculoskeletal history
- •Cover for retained & on-call personnel with secondary jobs
